Extreme Debt Getting Worse

The CCCS are reporting that extreme debt is on the increase. Debt management plans are on the increase as is the level of debt generally.

Living without any debt is liberating. The money I now have is my own and not being able to get credit means that I am not tempted to buy now pay later. Someone once said that all you do by borrowing is mortgage your future. A quick pleasurable experience right now, whether it's a CD an IPOD or a holiday brought on credit has to be paid for sooner or later.

If you are struggling with your debts contact the CCCS or one of the many other debt advice agencies listed to your right on the screen. Don't be taken in by debt management companies, you can get a better service free from the charitable organisations set up to help people with debt problems.